Warm mist humidifier
A warm mist humidifier is eligible for HSA, FSA, and HRA with a Letter of Medical Necessity (LMN) from a healthcare provider.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A written statement from a healthcare provider confirming the medical necessity of the humidifier for a specific diagnosed condition.
The humidifier must be used to treat or alleviate symptoms of a specific diagnosed medical condition, such as respiratory issues, allergies, or severe dry air conditions, as recommended by a doctor.
Quick Reference
The IRS allows expenses for equipment used primarily to alleviate or treat a specific medical condition. While a humidifier can be used for general comfort, it qualifies as a medical expense when prescribed or recommended by a doctor to treat conditions like respiratory issues, allergies, or severe dry air symptoms. The Letter of Medical Necessity substantiates that the item is for medical care rather than general health or comfort.
When It Qualifies
- •Must be primarily for medical care, not general health or comfort.
- •Requires a Letter of Medical Necessity (LMN) from a physician stating the medical condition it treats and why the humidifier is necessary.
When It Doesn't
- •Not eligible if used solely for general comfort, wellness, or cosmetic purposes without a diagnosed medical condition.
Official Source
IRS Publication 502 (2024)
Medical Equipment, Supplies, and Diagnostic Devices
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary based on your specific plan administrator's interpretation and documentation requirements. Always retain detailed receipts and the Letter of Medical Necessity for your records. This information is for educational purposes only and not tax or legal advice.