Is Urea cream HSA eligible?

Yes, Urea cream is generally eligible for HSA (Health Savings Account) reimbursement. Urea cream is eligible for HSA, FSA, and HRA reimbursement when used to treat a medical condition.

Is Urea cream FSA eligible?

Yes, Urea cream is generally eligible for FSA (Flexible Spending Account) reimbursement. Urea cream is eligible for HSA, FSA, and HRA reimbursement when used to treat a medical condition.

Do I need a prescription or Letter of Medical Necessity for Urea cream?

No special documentation is typically required for Urea cream. However, always keep your receipts for substantiation.

Urea cream

Urea cream is eligible for HSA, FSA, and HRA reimbursement when used to treat a medical condition.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account Type	Status	Notes
HSA	Eligible	Health Savings Account
FSA	Eligible	Flexible Spending Account
HRA	Eligible	Health Reimbursement Arrangement

Quick Reference

Urea cream is considered an over-the-counter medicine or drug used to treat various skin conditions. The CARES Act of 2020 made over-the-counter medicines and drugs eligible for HSA, FSA, and HRA reimbursement without a prescription, provided they are used for medical care.

When It Qualifies

•Must be used to treat a medical condition, such as eczema, psoriasis, keratosis pilaris, or severe dry skin (xerosis).
•The expense must be primarily for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.

When It Doesn't

•Not eligible if used purely for cosmetic purposes or general skin moisturizing without a medical need.

Similar Items

Official Source

IRS Publication 502

What Is Medical Care?

View on IRS.gov

Important Notice

•Your specific plan may have different rules
•Keep all receipts and documentation
•This is informational only, not tax or legal advice

While the IRS determines general eligibility, specific plan administrators may have their own rules. Always keep detailed receipts for your records. This information is for educational purposes only and not tax or legal advice.