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Tubal ligation

Tubal ligation is an eligible medical expense for HSA, FSA, and HRA accounts.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for medical care to include procedures that affect any structure or function of the body, as well as those for the prevention of disease. Tubal ligation is a surgical procedure performed by a medical professional for birth control, which falls under the definition of medical care.

When It Qualifies

  • The procedure must be performed by a licensed medical professional.

When It Doesn't

  • Expenses for general health or wellness that are not for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for affecting any structure or function of the body, are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and consult your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.