Titanium dioxide sunscreen
Titanium dioxide sunscreen is eligible for HSA, FSA, and HRA reimbursement as it is considered a medical expense for the prevention of sun damage and skin cancer.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers expenses paid for the prevention of disease as qualified medical expenses. Sunscreen, particularly with an adequate SPF, is used to prevent sun damage, sunburn, and reduce the risk of skin cancer, thus falling under the category of preventive medical care.
When It Qualifies
- •The sunscreen must be primarily for medical care, specifically for the prevention of sun damage or skin cancer.
- •Typically, sunscreens with an SPF (Sun Protection Factor) of 15 or higher are considered eligible.
When It Doesn't
- •Products that are primarily cosmetic in nature and only incidentally contain a low SPF (e.g., certain makeup products) may not be eligible.
- •Products not intended for sun protection.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts for substantiation. This information is for educational purposes only and not tax or legal advice.