Test strips
Test strips are eligible for HSA, FSA, and HRA accounts when used for medical diagnosis or treatment.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS defines medical expenses as the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Test strips, such as those for blood glucose monitoring or pregnancy tests, are considered qualified medical expenses because they are used for diagnostic purposes. The CARES Act further clarified that over-the-counter medical products, including many types of test strips, are eligible without a prescription.
When It Qualifies
- •Must be used for the diagnosis, treatment, or mitigation of a medical condition.
When It Doesn't
- •Not eligible if used purely for general wellness, curiosity, or non-medical purposes without a specific medical condition or diagnostic need.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is not tax or legal advice.