Teeth whitening
Teeth whitening is generally not eligible for HSA, FSA, or HRA reimbursement because it is considered a cosmetic procedure.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Not Eligible |
| FSA | Not Eligible |
| HRA | Not Eligible |
Quick Reference
The IRS defines medical expenses as costs for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Cosmetic procedures, including teeth whitening, are typically not considered medical expenses unless they are necessary to improve a deformity related to a congenital abnormality, a personal injury, or a disfiguring disease.
When It Doesn't
- •Procedures solely for cosmetic purposes
- •Expenses that do not treat a specific medical condition or disease
Similar Items
Official Source
IRS Publication 502 (2024)
What Are Medical Expenses? / Cosmetic Surgery
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific rules. Always retain detailed receipts for all expenses. This information is for educational purposes only and not tax or legal advice.