Sunscreen SPF 30
Sunscreen with an SPF of 30 is eligible for HSA, FSA, and HRA reimbursement as it is considered a qualified medical expense.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers sunscreen with a Sun Protection Factor (SPF) of 15 or higher to be a qualified medical expense. This is because it is used to prevent sun damage and reduce the risk of skin cancer, which are medical conditions. Your SPF 30 sunscreen meets this criterion.
When It Qualifies
- •Must have an SPF of 15 or higher.
When It Doesn't
- •Sunscreen with an SPF lower than 15.
- •Cosmetic products that only incidentally contain sunscreen (e.g., makeup with SPF where the primary purpose is not sun protection).
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as plan rules can vary. Keep detailed records and receipts for all purchases for substantiation.