Sunglasses
The eligibility of sunglasses for HSA, FSA, and HRA depends on whether they are prescribed by an eye doctor to correct vision or treat a specific medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Not Eligible |
| FSA | Not Eligible |
| HRA | Not Eligible |
Quick Reference
Generally, expenses for medical care include amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Standard, non-prescription sunglasses are typically considered general-purpose items for sun protection and are not primarily for medical care. However, if sunglasses contain corrective lenses or are specifically prescribed to treat a diagnosed medical condition, they may qualify.
When It Qualifies
- •Must be prescribed by an eye doctor to correct a vision impairment.
- •Alternatively, must be prescribed by a medical professional to treat or mitigate a specific diagnosed medical condition (e.g., severe light sensitivity, post-surgical protection) and require a Letter of Medical Necessity (LMN).
When It Doesn't
- •Non-prescription sunglasses purchased for general sun protection or cosmetic purposes.
- •Over-the-counter sunglasses without a medical necessity or prescription.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
This information is for educational purposes only and is not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan administrators may have specific requirements, so it's advisable to confirm with your plan.