Sting relief
Sting relief products are eligible for HSA, FSA, and HRA as they are considered over-the-counter medicines used to treat a medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers over-the-counter (OTC) medicines and drugs as qualified medical expenses. Sting relief products, which typically contain active ingredients to alleviate pain, itching, or swelling from insect stings, fall under this category. The CARES Act of 2020 clarified that OTC medicines and drugs are eligible without a prescription.
When It Qualifies
- •Must be an over-the-counter medicine or drug intended to treat symptoms of an insect sting (e.g., pain, itching, swelling).
When It Doesn't
- •Products primarily for cosmetic purposes or general wellness without a specific medical treatment intent.
Similar Items
Official Source
IRS Publication 502
What Is a Medical Expense?
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, it's always best to confirm with your specific plan administrator as individual plan rules can vary. Always retain your receipts for tax purposes.