Sinex
Sinex, as an over-the-counter (OTC) medicine for medical care, is eligible for HSA, FSA, and HRA reimbursement.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The CARES Act of 2020 made over-the-counter (OTC) medicines and drugs, including those for nasal congestion like Sinex, eligible for reimbursement with a health savings account (HSA), flexible spending account (FSA), and health reimbursement arrangement (HRA) without the need for a prescription. These expenses are considered qualified medical expenses if they are primarily for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Qualifies
- •The expense must be for medical care as defined by IRS rules.
- •The product must be used to alleviate or treat a medical condition, such as nasal congestion or cold symptoms.
When It Doesn't
- •Expenses for general health or cosmetic purposes are not eligible.
- •Products used for non-medical reasons.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for any specific rules or limitations. This information is for educational purposes only and not tax or legal advice.