Scar cream
Scar cream is eligible for HSA, FSA, and HRA funds when used to treat scars resulting from an injury, surgery, or medical condition.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers expenses for items that mitigate or treat a physical condition as qualified medical expenses. Scar creams are used to treat scars, which can result from injuries, surgeries, or medical conditions, thereby affecting the structure or function of the body. As an over-the-counter item, it does not require a prescription.
When It Qualifies
- •Must be used to treat a scar resulting from an injury, surgery, or medical condition.
When It Doesn't
- •Not eligible if used purely for cosmetic purposes without addressing a medical condition.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts for substantiation.