Ricola
Ricola cough drops are eligible for HSA, FSA, and HRA as an over-the-counter medicine.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The CARES Act of 2020 expanded the definition of qualified medical expenses to include over-the-counter medicines, such as cough drops and throat lozenges like Ricola, without the need for a prescription. These products are considered eligible because they are used for medical care to alleviate or prevent a physical or mental defect or illness.
When It Qualifies
- •Must be used for medical care to alleviate or prevent a physical or mental defect or illness.
When It Doesn't
- •Not eligible if used for general health, cosmetic purposes, or for purposes other than medical care.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts for tax purposes. This information is for educational purposes only and not tax or legal advice.