Proactiv
Proactiv products may be eligible for HSA, FSA, and HRA reimbursement when used to treat a diagnosed medical condition like acne, rather than for general cosmetic purposes.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
Proactiv must be used to treat a specific diagnosed medical condition, such as acne, and not for general cosmetic improvement or routine skincare.
A Letter of Medical Necessity (LMN) from a healthcare provider may be required by your plan administrator to substantiate that Proactiv is being used to treat a diagnosed medical condition and is not for cosmetic purposes.
Quick Reference
While the CARES Act allows over-the-counter medicines and drugs to be eligible without a prescription, expenses for items that are primarily cosmetic are not qualified medical expenses. Proactiv contains active ingredients for treating acne, which is a medical condition. To ensure eligibility and differentiate it from general cosmetic skincare, it must be used specifically for a diagnosed medical condition.
When It Qualifies
- •Used to treat a specific diagnosed medical condition (e.g., acne).
- •Documentation (such as an LMN) may be required to substantiate medical necessity.
When It Doesn't
- •Used for general cosmetic purposes, anti-aging, or routine skincare without a diagnosed medical condition.
- •Products not containing active medicinal ingredients for treating a medical condition.
Official Source
IRS Publication 502 (2024)
What Are Medical Expenses? / Medicines / Toiletries and Cosmetics
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary by plan administrator. Always retain detailed receipts and any required documentation (like an LMN) for your records. This information is for educational purposes only and not tax or legal advice.