Plan B
Plan B, as an over-the-counter emergency contraceptive, is an eligible expense for HSA, FSA, and HRA accounts.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs purchased for medical care to be qualified medical expenses. Following the CARES Act, over-the-counter (OTC) medicines and drugs, including emergency contraceptives like Plan B, no longer require a prescription to be eligible for reimbursement from health spending accounts.
When It Qualifies
- •The expense must be for medical care as defined by the IRS.
- •The product must be purchased for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Doesn't
- •Expenses for general health or cosmetic purposes are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific rules. Always check with your plan provider for confirmation. It is crucial to keep detailed records and receipts for all purchases in case they are needed for substantiation.