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Pain relief gel

Pain relief gel is eligible for HSA, FSA, and HRA reimbursement.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Over-the-counter (OTC) medicines and drugs, including pain relief gels, are considered qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for these items, making them eligible for reimbursement from health spending accounts.

When It Qualifies

  • The pain relief gel must be used for medical care to alleviate or prevent a physical or mental illness or condition.

When It Doesn't

  • Items used for general health or cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always keep detailed receipts for your records. This information is for educational purposes only and not tax or legal advice.