Neck massager
A neck massager may be eligible for HSA, FSA, and HRA reimbursement if it is prescribed by a medical professional to treat a specific diagnosed medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The neck massager must be used to treat a specific medical condition diagnosed by a healthcare professional, not for general wellness or relaxation.
A Letter of Medical Necessity from a physician or other licensed healthcare provider is required, stating the medical condition and how the neck massager is essential for treatment.
Quick Reference
Medical expenses are defined as the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. While items for general health or well-being are not eligible, a neck massager can qualify if it is primarily for medical care and prescribed to alleviate a specific medical condition.
When It Qualifies
- •Must be prescribed or recommended by a licensed medical professional.
- •Must be used to treat a specific diagnosed medical condition (e.g., chronic neck pain, muscle spasms, injury recovery).
- •A Letter of Medical Necessity (LMN) must be obtained from the prescribing physician.
When It Doesn't
- •Use for general relaxation, comfort, or stress relief without a specific medical diagnosis.
- •Use for cosmetic purposes.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary based on your specific plan administrator's interpretation and documentation requirements. Always retain detailed receipts and the Letter of Medical Necessity for your records. This information is for educational purposes only and not tax or legal advice.