MRI
Magnetic Resonance Imaging (MRI) scans are eligible for HSA, FSA, and HRA reimbursement when used for medical diagnosis or treatment.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The MRI must be ordered by a medical professional to diagnose, treat, or monitor a specific medical condition, injury, or disease, not for general wellness or cosmetic purposes.
Quick Reference
The IRS considers amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body, as medical care. An MRI is a diagnostic service used by medical professionals to identify or monitor various medical conditions, making it a qualified medical expense.
When It Qualifies
- •The MRI must be prescribed or ordered by a licensed medical professional.
- •The purpose of the MRI must be for the diagnosis, treatment, or monitoring of a specific medical condition, injury, or disease.
When It Doesn't
- •MRIs performed solely for cosmetic reasons are not eligible.
- •MRIs for general wellness screening without a specific medical indication may not be eligible.
Similar Items
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have unique substantiation requirements. Always retain detailed receipts and a doctor's order or explanation of benefits for your records. This information is for educational purposes only and not tax or legal advice.