Monistat
Monistat is eligible for HSA, FSA, and HRA accounts as it is an over-the-counter (OTC) medicine used for medical care.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs purchased for medical care to be qualified medical expenses. Following the CARES Act, over-the-counter medicines, including those like Monistat used to treat specific medical conditions, no longer require a prescription to be eligible for reimbursement from health spending accounts.
When It Qualifies
- •The product must be used for medical care to alleviate or prevent a physical or mental defect or illness.
- •It must not be for general health or cosmetic purposes.
When It Doesn't
- •Products used solely for general health or cosmetic purposes are not eligible.
Official Source
IRS Publication 502 (2024)
Medicines and Drugs
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific rules. Always check with your plan administrator for confirmation. Keep all receipts for your records.