Microwaveable heating pad
A microwaveable heating pad is eligible for HSA, FSA, and HRA reimbursement when used for medical care to alleviate pain or treat a medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Heating pads are considered medical supplies or devices used to mitigate or treat a medical condition, such as muscle aches, cramps, or other forms of pain. The IRS allows expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. As such, a heating pad falls under this definition when used for therapeutic purposes.
When It Qualifies
- •Must be used for medical care to alleviate pain, treat an injury, or address a specific medical condition.
- •Not eligible if used purely for general comfort, relaxation, or luxury without a medical purpose.
When It Doesn't
- •Use for general wellness or comfort without a specific medical purpose.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have varying requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is for educational purposes and not tax or legal advice.