Meditation app subscription
The eligibility of a meditation app subscription depends on whether it is used to treat a specific diagnosed medical condition or for general health and wellness.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Not Eligible |
| FSA | Not Eligible |
| HRA | Not Eligible |
Quick Reference
IRS rules state that medical expenses must be primarily for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Expenses for general health and wellness, even if beneficial, are typically not considered qualified medical expenses unless they are specifically prescribed to treat a diagnosed medical condition.
When It Qualifies
- •If the meditation app subscription is prescribed or recommended by a medical professional to treat a specific diagnosed medical condition (e.g., anxiety, chronic pain, insomnia), it may be eligible with a Letter of Medical Necessity (LMN).
When It Doesn't
- •Expenses for general health, stress reduction, or wellness purposes without a specific medical diagnosis are not considered qualified medical expenses.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Always check with your specific plan administrator as coverage can vary. Keep all receipts and documentation for your records, especially if a Letter of Medical Necessity is required. This information is for educational purposes only and not tax or legal advice.