Lubricant eye drops
Lubricant eye drops are eligible for HSA, FSA, and HRA reimbursement as they are considered over-the-counter medicines or drugs used for medical care.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers over-the-counter medicines and drugs, including lubricant eye drops used to treat conditions like dry eyes, as qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for these items, making them directly eligible for reimbursement.
When It Qualifies
- •The lubricant eye drops must be used primarily for medical care to alleviate or treat a medical condition, such as dry eyes.
- •The expense must not be reimbursed by another source.
When It Doesn't
- •Eye drops used purely for cosmetic purposes are not eligible.
- •General health items not primarily for medical care are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for any specific rules. This information is for educational purposes and not tax or legal advice.