Lap band surgery
Lap band surgery is eligible for HSA, FSA, and HRA accounts when performed for the treatment of a specific disease diagnosed by a physician.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The surgery must be for the treatment of a specific disease diagnosed by a physician, such as obesity, heart disease, or high blood pressure.
Quick Reference
The IRS considers amounts paid for weight-loss surgery to be qualified medical expenses. This type of surgery is eligible when it is performed to treat a specific medical condition, as diagnosed by a physician. It is not eligible if undertaken solely for general health improvement or cosmetic reasons.
When It Qualifies
- •The surgery must be for the treatment of a specific disease diagnosed by a physician (e.g., obesity, heart disease, high blood pressure).
When It Doesn't
- •Expenses for weight loss for general health improvement are not medical expenses.
- •Expenses for weight loss solely to improve appearance are not medical expenses.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary based on your specific health plan's rules. Always retain detailed receipts and documentation for all expenses. This information is for educational purposes only and not tax or legal advice.