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Lactase enzyme

Lactase enzyme is eligible for HSA, FSA, and HRA accounts as an over-the-counter medication used to treat lactose intolerance.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Lactase enzyme is an over-the-counter (OTC) product used to mitigate the symptoms of lactose intolerance, which is considered a medical condition. Under IRS rules, amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease are qualified medical expenses. The CARES Act of 2020 made OTC medicines and drugs, including lactase enzyme, eligible for reimbursement without a prescription.

When It Qualifies

  • Must be used to treat or mitigate the symptoms of lactose intolerance.

When It Doesn't

  • Not eligible if used for general health or dietary purposes without a specific medical condition.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.