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Lactaid

Lactaid is eligible for HSA, FSA, and HRA reimbursement as an over-the-counter medicine used to treat a medical condition.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Lactaid is an over-the-counter (OTC) medicine that helps individuals with lactose intolerance digest dairy products. The IRS considers medicines and drugs purchased to alleviate or treat a medical condition as qualified medical expenses. Following the CARES Act, a prescription is no longer required for OTC medicines to be eligible for reimbursement.

When It Qualifies

  • Must be used to treat or alleviate a medical condition (lactose intolerance).
  • Not for general health or cosmetic purposes.

When It Doesn't

  • Products used for general health or cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts for your records. This information is for educational purposes only and not tax or legal advice.