La Roche-Posay sunscreen
La Roche-Posay sunscreen is eligible for HSA, FSA, and HRA if it has an SPF of 15 or higher and provides broad-spectrum protection.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers sunscreen with an SPF of 15 or higher and broad-spectrum protection to be a qualified medical expense. This is because it is used to prevent sun damage, sunburn, and reduce the risk of skin cancer, which are considered medical conditions or their prevention.
When It Qualifies
- •Must have a Sun Protection Factor (SPF) of 15 or higher.
- •Must provide broad-spectrum protection (protects against both UVA and UVB rays).
When It Doesn't
- •Sunscreen with an SPF lower than 15.
- •Sunscreen that does not offer broad-spectrum protection.
- •Products primarily for cosmetic purposes that do not meet the SPF and broad-spectrum criteria.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts for substantiation. This information is for educational purposes only and not tax or legal advice.