Ketone test strips
Ketone test strips are eligible for HSA, FSA, and HRA accounts when used to treat, diagnose, or monitor a specific medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The ketone test strips must be used for the diagnosis, cure, mitigation, treatment, or prevention of a specific medical condition, such as diabetes or a medically supervised ketogenic diet.
While not always required, your plan administrator may request a Letter of Medical Necessity from a healthcare provider to substantiate the medical need for the ketone test strips.
Quick Reference
The IRS considers expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease as qualified medical expenses. Ketone test strips fall into this category when their use is medically necessary to monitor or manage a diagnosed health condition. This aligns with the general definition of medical care.
When It Qualifies
- •Used to monitor or manage a diagnosed medical condition (e.g., diabetes, medically supervised ketogenic diet for epilepsy).
- •A Letter of Medical Necessity (LMN) may be required by your plan administrator to confirm the medical necessity.
When It Doesn't
- •Not eligible if used for general wellness, non-medical weight loss, or athletic performance enhancement without a diagnosed medical condition.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary based on your specific plan's rules and administrator. Always retain detailed receipts and documentation, including any Letter of Medical Necessity, for your records. This information is for educational purposes only and does not constitute tax or legal advice.