Jergens
Jergens products may be eligible for HSA, FSA, and HRA reimbursement if prescribed by a medical professional to treat a specific medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A written prescription from a licensed physician is required, specifying the medical condition being treated and the medical necessity of the Jergens product.
The Jergens product must be used to treat a specific, diagnosed medical condition, such as severe eczema, psoriasis, or other dermatological issues, not for general cosmetic use.
Quick Reference
The IRS generally considers expenses for items that are merely beneficial to general health or for cosmetic purposes as not qualified medical expenses. However, if a product like Jergens is prescribed by a physician to alleviate or treat a specific medical condition, it can then be considered a qualified medical expense. This aligns with the IRS definition of medical care.
When It Qualifies
- •Must be prescribed by a licensed medical professional.
- •Must be used to treat a specific, diagnosed medical condition (e.g., severe dry skin, eczema, psoriasis).
- •The expense must be primarily for the prevention or alleviation of a physical or mental defect or illness.
When It Doesn't
- •Use for general cosmetic purposes, moisturizing, or everyday skincare without a medical diagnosis and prescription.
- •Products purchased for general health or wellness benefits.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary based on your specific plan administrator's interpretation and documentation requirements. Always retain detailed receipts and the prescription for your records. This information is for educational purposes only and not tax or legal advice.