Insoles
The eligibility of insoles for HSA, FSA, and HRA depends on whether they are used to treat a specific medical condition or for general comfort.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Not Eligible |
| FSA | Not Eligible |
| HRA | Not Eligible |
Quick Reference
Medical expenses are defined by the IRS as the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Insoles, if prescribed or recommended by a medical professional to treat a specific medical condition, can be considered a qualified medical expense. However, if they are for general comfort or non-medical purposes, they are not eligible.
When It Qualifies
- •Must be primarily for medical care to alleviate or prevent a physical defect or illness.
- •May require a Letter of Medical Necessity (LMN) or a diagnosis from a medical professional.
When It Doesn't
- •Insoles purchased solely for general comfort, athletic performance enhancement, or everyday wear without a specific medical purpose are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
This information is for educational purposes only and not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan details can vary, so confirm with your benefits administrator.