Infrared therapy
The eligibility of infrared therapy for HSA, FSA, and HRA depends on whether it is used to treat a specific medical condition diagnosed by a doctor or for general wellness.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
To be considered a qualified medical expense, infrared therapy must be primarily for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Expenses for general health, wellness, or cosmetic purposes are not eligible under IRS rules.
When It Qualifies
- •Must be for the diagnosis, cure, mitigation, treatment, or prevention of disease.
- •Must be for the purpose of affecting any structure or function of the body.
When It Doesn't
- •Expenses for general health or wellness.
- •Expenses for cosmetic purposes.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain detailed receipts and documentation for your records. This information is for educational purposes and not tax or legal advice.