Hot cold pack
Hot and cold packs are eligible for HSA, FSA, and HRA reimbursement as they are considered medical supplies used to treat injuries or alleviate pain.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for items that diagnose, cure, mitigate, treat, or prevent disease, or affect any structure or function of the body, as qualified medical expenses. Hot and cold packs are used for therapeutic purposes, such as reducing swelling, alleviating pain, or treating muscle aches and injuries, making them eligible medical supplies.
When It Qualifies
- •The hot or cold pack must be used for medical care, such as treating an injury, pain, or a medical condition.
When It Doesn't
- •Expenses for general health or wellness that do not treat a specific medical condition are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.