Heel pads
Heel pads are eligible for HSA, FSA, and HRA if they are used for medical treatment of a diagnosed condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The heel pads must be used to treat a specific medical condition, such as plantar fasciitis, heel spurs, or Achilles tendonitis, as diagnosed by a medical professional.
While not always strictly required, obtaining a Letter of Medical Necessity (LMN) from your doctor can help substantiate the medical necessity of the heel pads, especially if questioned by your plan administrator.
Quick Reference
The IRS allows medical expenses for items that diagnose, cure, mitigate, treat, or prevent disease, or affect any structure or function of the body. Orthopedic shoes and inserts, including special inserts for regular shoes, are considered eligible when they are for medical treatment. Heel pads fall under this category when prescribed or recommended to treat a specific medical condition.
When It Qualifies
- •Must be used to treat a specific medical condition (e.g., plantar fasciitis, heel spurs, Achilles tendonitis).
- •Recommended or prescribed by a medical professional for treatment.
When It Doesn't
- •Not eligible if used solely for general comfort, athletic performance enhancement, or cosmetic purposes without a medical diagnosis.
- •Not eligible if they are for general health or wellness without a specific medical purpose.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary by plan administrator. Always retain detailed receipts and documentation, such as a doctor's note or Letter of Medical Necessity, to substantiate the medical expense. This information is for educational purposes only and not tax or legal advice.