Heating pad
A heating pad is eligible for HSA, FSA, and HRA as it is used for the alleviation of physical pain and muscle stiffness.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS defines medical care expenses as those paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Heating pads are commonly used to relieve muscle aches, cramps, and other forms of physical pain, which falls under the scope of medical care.
When It Qualifies
- •Must be used to treat or alleviate a medical condition such as muscle pain, stiffness, or cramps.
When It Doesn't
- •Not eligible if purchased solely for general comfort, relaxation, or non-medical purposes.
Similar Items
Official Source
IRS Publication 502
What Are Medical Expenses?
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts for tax purposes. This information is for educational purposes only and not tax or legal advice.