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Hawaiian Tropic

The eligibility of Hawaiian Tropic products for HSA, FSA, and HRA depends on the specific product and its intended use.

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Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSANot Eligible
FSANot Eligible
HRANot Eligible

Quick Reference

IRS rules state that sunscreen and sunblock products are qualified medical expenses if they protect against sun damage and have a Sun Protection Factor (SPF) of 15 or greater. Products like tanning oils, after-sun lotions, or sunscreens with an SPF less than 15 are generally not eligible. Since 'Hawaiian Tropic' is a brand with various products, clarification is needed to determine eligibility.

When It Qualifies

  • The product must be a sunscreen or sunblock.
  • The product must have an SPF of 15 or greater.
  • The product must be used to protect against sun damage, not for cosmetic tanning.

When It Doesn't

  • Tanning oils
  • After-sun lotions
  • Sunscreens with an SPF less than 15
  • Products used for general cosmetic purposes

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

Eligibility can vary by plan administrator. Always retain your receipts and check with your specific plan for confirmation. This information is for educational purposes only and not tax or legal advice.