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Gum disease treatment

Gum disease treatment is an eligible expense for HSA, FSA, and HRA accounts.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for the prevention and alleviation of dental disease as qualified medical expenses. This includes treatments for gum disease, which are aimed at treating a specific medical condition affecting the gums and supporting structures of the teeth.

When It Qualifies

  • The treatment must be for the prevention, diagnosis, cure, mitigation, treatment, or prevention of gum disease.
  • It must not be for cosmetic purposes.

When It Doesn't

  • Treatments solely for cosmetic reasons (e.g., teeth whitening without a medical necessity).
  • General oral hygiene products not specifically prescribed or used to treat a diagnosed condition.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.