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Foam roller

The eligibility of a foam roller for HSA, FSA, or HRA depends on its primary purpose and whether it is used to treat a specific medical condition.

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Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSANot Eligible
FSANot Eligible
HRANot Eligible

Quick Reference

Generally, expenses for items that promote general health, wellness, or physical fitness are not considered qualified medical expenses by the IRS. However, if a foam roller is primarily used to alleviate or treat a specific medical condition diagnosed by a physician, it may be eligible with proper documentation.

When It Qualifies

  • Must be primarily for the diagnosis, cure, mitigation, treatment, or prevention of a specific medical condition.
  • Requires a Letter of Medical Necessity (LMN) from a licensed healthcare provider stating the medical condition and how the foam roller is essential for its treatment.

When It Doesn't

  • Use for general fitness, exercise, muscle recovery, or wellness without a specific medical diagnosis.
  • Use for cosmetic purposes.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

This information is for educational purposes only and not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan administrators have the final say on eligible expenses.