Fertility testing
Fertility testing is an eligible expense for HSA, FSA, and HRA accounts.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Fertility testing is considered a qualified medical expense by the IRS because it is for the diagnosis of a medical condition, specifically infertility, or to affect a structure or function of the body. Expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease are generally eligible.
When It Qualifies
- •The testing must be for the diagnosis of a medical condition, such as infertility.
When It Doesn't
- •Expenses for general wellness or purely elective reasons not related to a diagnosed or suspected medical condition are not eligible.
Similar Items
Official Source
IRS Publication 502
What Is Medical Care?
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.