Fertility monitor
Fertility monitors are eligible for HSA, FSA, and HRA reimbursement as they are used for the purpose of affecting a function of the body, specifically aiding in conception.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS defines medical expenses as costs for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. A fertility monitor helps individuals track their reproductive cycles to identify the optimal time for conception, thereby directly affecting a function of the body.
When It Qualifies
- •The fertility monitor is used to aid in conception or to understand reproductive health for medical purposes.
When It Doesn't
- •Not eligible if used purely for general curiosity or non-medical tracking without the intent to conceive or diagnose a condition.
Official Source
IRS Publication 502
What Are Medical Expenses?
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.