Eye drops
Eye drops are eligible for reimbursement with an HSA, FSA, or HRA.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Over-the-counter (OTC) medicines and drugs, including eye drops, are considered qualified medical expenses by the IRS. The CARES Act of 2020 removed the requirement for a prescription for OTC medicines, making them directly eligible for reimbursement.
When It Qualifies
- •The eye drops must be used for medical care, which includes the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Doesn't
- •Eye drops primarily for cosmetic purposes are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts for tax purposes and consult your plan administrator for any specific rules.