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External catheter

External catheters are eligible for HSA, FSA, and HRA as they are considered medical devices used to treat a medical condition.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS allows medical expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. External catheters are medical devices used to manage conditions such as urinary incontinence, fitting this definition.

When It Qualifies

  • The external catheter must be primarily for medical care to alleviate or prevent a physical or mental defect or illness.

When It Doesn't

  • Expenses for general health or hygiene purposes, if not directly related to a medical condition, are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.