Diaper rash cream
Diaper rash cream is eligible for HSA, FSA, and HRA accounts as it is considered an over-the-counter (OTC) medicine used to treat a medical condition.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Diaper rash cream is classified as an over-the-counter (OTC) medicine used for the treatment or prevention of a medical condition, specifically diaper rash. The CARES Act of 2020 clarified that OTC medicines and drugs are eligible for reimbursement from health spending accounts without the need for a prescription.
When It Qualifies
- •Must be used for the treatment or prevention of diaper rash or similar skin conditions.
When It Doesn't
- •Not eligible if used for general cosmetic purposes or for conditions not considered medical.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts for your records.