Curel
Curel lotion may be eligible for HSA, FSA, and HRA reimbursement if it is prescribed by a medical professional to treat a specific diagnosed medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A written prescription from a licensed medical professional is required.
Must be used to treat a specific diagnosed medical condition, not for general cosmetic purposes or everyday skin care.
A Letter of Medical Necessity (LMN) from a doctor may be required by your plan administrator to substantiate the medical need.
Quick Reference
Generally, items like lotions and moisturizers are considered cosmetic or for general health and are not eligible for reimbursement. However, if a medical professional prescribes Curel to treat a specific diagnosed medical condition, such as severe eczema or psoriasis, it can then be considered a qualified medical expense.
When It Qualifies
- •Requires a prescription from a licensed medical professional.
- •Must be used to treat a specific diagnosed medical condition.
- •A Letter of Medical Necessity (LMN) may be required by your plan administrator.
When It Doesn't
- •Use for general cosmetic purposes or everyday skin care.
- •Non-prescribed use.
Similar Items
Official Source
IRS Publication 502
What Are Medical Expenses? / You Cannot Include In Medical Expenses
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary by plan administrator. Always retain your receipts and documentation for tax purposes. This information is for educational purposes only and not tax or legal advice.