CPAP headgear
CPAP headgear is eligible for HSA, FSA, and HRA accounts when used to treat a diagnosed medical condition like sleep apnea.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
Must be used to treat a diagnosed medical condition, such as sleep apnea.
A prescription from a licensed medical professional for the CPAP machine and its components is typically required for substantiation.
Quick Reference
The IRS considers expenses for medical equipment, devices, and supplies used to alleviate or prevent a physical or mental defect or illness as qualified medical expenses. CPAP headgear is an essential component of a Continuous Positive Airway Pressure (CPAP) machine, which is prescribed by a doctor to treat sleep apnea, a diagnosed medical condition. Therefore, the cost of CPAP headgear is eligible.
When It Qualifies
- •Must be prescribed by a licensed medical professional.
- •Must be used to treat a diagnosed medical condition (e.g., sleep apnea).
When It Doesn't
- •Not eligible if used for general comfort, wellness, or without a medical diagnosis and prescription.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While CPAP headgear is generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts and documentation, including your prescription and diagnosis, for substantiation. This information is for educational purposes only and not tax or legal advice.