Continuous glucose monitor
A Continuous Glucose Monitor (CGM) is eligible for HSA, FSA, and HRA with a prescription from a medical professional for a diagnosed condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A written prescription from a licensed medical professional is required.
Must be used to treat or monitor a diagnosed medical condition, such as diabetes.
Quick Reference
Continuous Glucose Monitors (CGMs) are considered medical devices used to diagnose, cure, mitigate, treat, or prevent disease, specifically for managing conditions like diabetes. The IRS allows expenses paid for medical devices that primarily alleviate or prevent a physical or mental defect or illness.
When It Qualifies
- •Must be prescribed by a licensed medical professional.
- •Must be used to treat or monitor a diagnosed medical condition, such as diabetes.
When It Doesn't
- •Not eligible if used for general health monitoring, weight loss, or other non-medical purposes without a diagnosed condition.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and consult your plan administrator for definitive coverage.