Cold pack
Yes, cold packs are eligible for HSA, FSA, and HRA as they are considered medical supplies used for treating injuries, pain, or swelling.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS allows expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Cold packs are considered medical supplies used to alleviate pain, reduce swelling, and aid in the recovery from injuries or medical conditions, thus meeting the criteria for a qualified medical expense.
When It Qualifies
- •Must be used for medical care to treat an injury, illness, or specific medical condition.
When It Doesn't
- •Not eligible if used solely for general comfort or cosmetic purposes without a medical necessity.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for any unique rules. This information is for educational purposes only and not tax or legal advice.