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Cloth tape

The eligibility of cloth tape for HSA, FSA, and HRA depends on its primary purpose and whether it is used for medical care.

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Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Medical expenses are defined by the IRS as costs paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. If cloth tape is used as a medical supply, such as for securing bandages or supporting an injured body part as part of treatment, it may be eligible. However, if it's used for general purposes, athletic performance enhancement, or non-medical prevention, it is not considered a qualified medical expense.

When It Qualifies

  • Must be primarily for medical care.
  • If used for specific injury treatment beyond basic wound care, a Letter of Medical Necessity (LMN) or diagnosis may be required.

When It Doesn't

  • Used for general household purposes.
  • Used for athletic performance enhancement or general injury prevention without a diagnosed medical condition.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

This information is for educational purposes only and is not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan rules can vary, so check with your benefits administrator.