Chloraseptic
Chloraseptic is eligible for HSA, FSA, and HRA reimbursement as an over-the-counter (OTC) medicine used for medical care.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The CARES Act of 2020 expanded the definition of qualified medical expenses to include over-the-counter medicines and drugs without the need for a prescription. Chloraseptic is an OTC medicine used to alleviate symptoms of a sore throat, which is considered medical care.
When It Qualifies
- •The expense must be for medical care as defined by IRS rules.
- •The product must be purchased for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Doesn't
- •Products used for general health or cosmetic purposes are not eligible.
Similar Items
Official Source
CARES Act (2020) and IRS Publication 502
Sec. 3702. Over-the-counter medical products
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts for your records. This information is for educational purposes only and not tax or legal advice.