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Chiropractic

Chiropractic care is eligible for HSA, FSA, and HRA reimbursement when used for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for affecting any structure or function of the body.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for medical care to be qualified medical expenses. Chiropractic care, when provided by a licensed practitioner for medical purposes, falls under this definition. This includes services for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.

When It Qualifies

  • The services must be provided by a licensed chiropractor.
  • The care must be for the diagnosis, cure, mitigation, treatment, or prevention of a medical condition, or for affecting any structure or function of the body.

When It Doesn't

  • Chiropractic services solely for general health, wellness, or cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and statements for your records. This information is for educational purposes only and not tax or legal advice.