Cepacol
Cepacol, as an over-the-counter medicine used to alleviate a medical condition like a sore throat, is eligible for reimbursement with HSA, FSA, and HRA funds.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The CARES Act of 2020 made over-the-counter (OTC) medicines and drugs, including those for pain relief and cold symptoms like Cepacol, eligible for reimbursement without a prescription. Since Cepacol is used for medical care to treat a sore throat, it qualifies as a medical expense.
When It Qualifies
- •The product must be used for medical care to alleviate or prevent a physical or mental illness or condition.
- •It must not be for general health, cosmetic purposes, or items that are merely beneficial to general health.
When It Doesn't
- •Products used for cosmetic purposes.
- •Items that are not primarily for medical care.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.