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Cataract surgery

Cataract surgery is an eligible medical expense for HSA, FSA, and HRA accounts.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Cataract surgery is considered a qualified medical expense because it is a procedure performed to treat a disease (cataracts) affecting the eye. The IRS defines medical care as amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.

When It Qualifies

  • The surgery must be performed by a licensed medical professional.

When It Doesn't

  • Expenses solely for cosmetic purposes are generally not eligible. However, cataract surgery is considered medically necessary to restore vision, not cosmetic.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.