Burn gel
Burn gel is eligible for HSA, FSA, and HRA accounts as an over-the-counter medical expense.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for medicines and drugs to be qualified medical expenses if they are used for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Burn gel is an over-the-counter product used to treat minor burns, which falls under the category of mitigation or treatment of a medical condition. The CARES Act of 2020 made over-the-counter medicines and drugs, like burn gel, eligible for reimbursement without a prescription.
When It Qualifies
- •The burn gel must be used for medical care, not for general health or cosmetic purposes.
When It Doesn't
- •Products primarily for cosmetic purposes.
- •Products for general health that do not treat a specific medical condition.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep detailed records and receipts for all purchases for substantiation.